It takes time, discipline and extra money to build that cushion. In the meantime, here are strategies to earn fast cash today, increase your income on an ongoing basis and cut your monthly spending. Track your spending the easy way. Tracking your spending by hand is tedious. Throw away your paper budget and sign up for NerdWallet to make managing your money easy. Get your hands on extra cash today. Sell old cell phones: A study released in 2015 found that half of the people surveyed had personal loan sent to collections least one old cell phone gathering dust.
You can sell your old phone on sites such as Swappa and Gazelle, but to get cash today, using an ecoATM kiosk is your best bet. Consider selling old MP3 players and tablets, too. Sell unused gift cards: In 2015, an estimated 973 million in gift cards went unused, according to research and advisory firm CEB TowerGroup.
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Gabriel Taub, the manager has been so helpful and accommodating in helping with my situation. This is now the 2nd time that I had transacted business with him and I always get a prompt, and professional assistance from his staff, even more so that SJ office is a satellite branch.
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